Commercial Loan Administration Specialist

Avidia Bank

Equal Employment Opportunity/M/F/disability/protected veteran status

Description:

Position Overview:

Primarily responsible for servicing the credit needs of business customers and conducting various commercial loan administration functions. Supports Commercial Relationship Officers in servicing and administrating commercial credit issues.

Primary Responsibilities:

Performs any functions necessary, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers:

• Services customers within portfolio of Commercial Lenders as assigned and as secondary relationship contact.
• Process new loan requests
• Meets with assigned Relationship Officer(s) on a bi-weekly basis to review and remain current on the following:
  o Coordinate loan closing with attorneys
  o Maturities
  o Pipeline Report
  o Modifications
  o Delinquencies
  o Financial Statement Tracking Report
• Produces commercial loan commitment letters and loan documents.
• Assists Commercial Lenders with annual line of credit reviews and loan reviews
• Maintains the integrity of the financial statement tracking system and database.
• Provides customer phone call/walk in coverage
• Produces accurate customer relationship summary reports
• Back up duties include:
  o Daily DDA NSF pay/return decisions and processing
  o Administration of business line of credit renewals
  o Construction Loan servicing
  o Coordination, facilitation and review of appraisals for commercial property
• Maintains loan system information as follows:
  o Uses systems inquiries to answer customer questions
  o Understands how CIS and Loan System are integrated to ensure relationship statuses are maintained
• Maintains strong working knowledge of Avidia products to capitalize on cross sell opportunities.

Other Responsibilities:

Perform related and unrelated duties as may be required.

Requirements:

• High School diploma or Associates degree or equivalent professional experience.
• Five years of banking and/or administrative support experience in a commercial banking and lending environment.
• Excellent analytical, planning, organizational, communication and decision making skills.
• Thorough knowledge of commercial loan documentation and closing process.
• Experience with and knowledge of the appraisal process, experience reviewing and evaluating appraisals.
• Knowledge of and familiarity in adhering to account opening procedures, regulations including CIP, etc.
• Experience utilizing banking core processing systems. Ability to learn and use various business software applications.
• Proficiency with Microsoft Office (Word, Excel, PowerPoint, and Access).

Avidia Bank is an Equal Opportunity Employer/Veterans/Disabled

Member FDIC/DIF

PM21

PI206652769